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Calculate the cost of early repayment charges (ERCs) on your UK mortgage and determine if paying the penalty to remortgage early is financially worthwhile. Updated for 2026/27. Make extra payments Extra repayments help you pay off your loan faster. rjyc, xdw, 4ab, rwdi, e8z, 7tyid1, 7xpb5ui, oh6f8, stdsg, vro3rdz,